Look At The Numbers a Chance to Regroup

If you are following me on Instagram or on our Facebook page you will know that my car broke down this week. It was an old car and beyond economical repair, although we are still looking at some possibilities to recoup some funds. It has made me take a closer look at the numbers. I had to buy another 'new to me' car to get me by. This wasn't in my budget. I have an emergency fund so I dipped into this. After all that's what it's for isn't it? But it got me thinking about how I would both replace this EF and continue my investment journey. Image by Alexas_Fotos from Pixabay Number Crunching My plan in October was to hold fast with my investments anyway, therefore this little 'blip' would not impact that strategy. However, November's plan was to invest more in key projects. There are some amazing projects being launched at the moment that are so so tempting. Historical renovation projects...
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Balancing Ethics

Image by Free-Photos from Pixabay There are several things people think when considering investing in Peer to Peer Lending Platforms (in my humble opinion) and they go like this: What? Oh yeah that sounds great where do I sign? That sounds a bit risky - let me do some more research. I'm not sure I want to be associated with that. Those of you that fall into Camps 1 or 2 will take the plunge at different times and enjoy the benefits. For those in Camp 3 things are a little more complicated. It often comes down to how much they need or want the money as to whether they can offset this against their conscience. It doesn't need to be like that. Are You In Denial? Image by Gerd Altmann from Pixabay I don't think anyone condones the level of interest some of these high street loans are able to extract from those that, if we're honest, can't go anywhere else to...
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